This year's list of the 25 Best Places to Retire highlights places with affordable homes, low taxes and high ratings for happiness and health care quality. This seems to be age related for me. For example, the median home value in the U.S. is $229,000, according to Zillow; in California, it's $548,600; and in Carlsbad, it's (brace yourself) $860,700. Homes, Townhomes, Condos: $139.9K - $2.8M Lots: $20K - $595K The undulating vistas of the Smoky Mountains make for an idyllic backdrop to life at Rarity Bay on Tellico Lake. Most of Colorado is mountainous, but this town in the southwestern part of the state is different and more out of the way. Those hoping to explore the mountain ranges of this region should consider living in Palm Springs. Located 100 miles fromDenverand resting at 10,150 feet, the nations highest-altitude incorporated city is home to 50 historic structures, eight museums and plenty of outdoor adventure options. Sitting above the Snake River Canyon, this town is known as the hub of the eight-county Magic Valley region. You can enjoy boating and fishing on the Columbia, Yakima and Snake Rivers, and hiking or biking on the 23-mile Sacagawea Trail. It's also just north of Blowing Rock, North Carolina, another great mountain community with a charming downtown that's well worth a visit. Here's a look at the Best. We want to buy a home on 10 wide-open acres and live on $50,000 a year where should we retire? Average winter highs will be below freezing; average summer highs are in the mid-70s. We can't think of a better place to put down new roots than these fun-loving, laid-back communities. Many active adults looking for where to retire to include Arizona in their search since homeowners in Phoenix also enjoy the states tax-friendly policies and affordable home prices. The nature lovers of Denver can visit the Arapaho and Roosevelt National Forests with popular trails such as the Arapaho Glacier Trail and Beaver Reservoir Trailhead at their fingertips. Locals seem happy with what they have at their fingertips. Retirement may afford you the perfect time to gain some perspective in lifeand what better place to do it than in the mountains? Pigeon Forge, one of Tennessee's favorite towns, is a longtime favorite spot for vacationers, but it's also a great spot to retire. And it backs up the claim, offering a downtown full of restaurants, nightclubs, art galleries and music venues, on top of its well-known casinos. Welcome to Cresswind Charlotte! Chattanoogais a low-cost, interesting city of about 170,000 people in southern Tennessee. Other outdoor recreation abounds nearby, too. Published 8 December 22. 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You can also indulge in the more intoxicating offerings of the area. Laid-off Meta cafeteria workers ask for the same severance as the companys employees, Why a change of scenery can be life-changing in retirement, Lawmakers consider plan to raise Social Securitys full retirement age to 70. Living in such close proximity to those beautiful outdoor playgrounds often comes with a hefty price tag. Thats quite a challenge. even provide complimentary public transportation. Le Conte and Clingmans Dome. 10. The University of Vermont will cover tuition costs for state residents age 65 and older who wish to take a class, even if it's for credit. In town,Historic Old Townoffers shopping and restaurants, and theres no shortage of events taking place year-round, including the July 4 Jamboree Days, fishing derbies at Lake Gregory, theMountain Fun Runners Car Show, a paragliding competition, theRedlands Bicycle Classicand more. In order to post comments, please make sure JavaScript and Cookies are enabled, and reload the page. The capital of Alaska is on the coast beneath mountains as they rise away from the coast. In the winter, hit the slopes atSki Cooper, one of the countrys oldest ski resorts, snowmobile the back-country or cross-country ski along the towns well-groomed trails. Sylva, North Carolina. The city is so retiree-friendly, it's even home to Latitude Margaritaville, a Jimmy Buffet-inspired 55-plus community. Albuquerque, New Mexico. 9 Things You Must Know About Retiring to Arizona. Home to NASA's Marshall Space Flight Center, the Redstone Arsenal and the Huntsville campus of the University of Alabama, the city offers a robust economy and a highly educated population. Anyone hoping to find a traditional mountain town to retire to can find plenty do to in Denver. I understand that my consent is not a prerequisite for buying a property. Hiawassee, Georgia. You also may want to be close enough to potential jobs, should you decide to seek some extra income. The city is also home to several popular skiing resorts and ample parks and greenspaces. When it's time to pack up your things and start a new adventure, try one of the South's mountain towns on for size. Driving on snowy roads can be dangerous. Niche also gives the city high . This rapidly growing town in west central Montana is home to Montana State University Bozeman and its 10,000 students. Outdoor recreation is plentiful with miles of hiking and biking paths, nearby beaches where you can swim, kayak or paddleboard in the warmer months, and numerous skiing options in the area. With a population of about 9,500 and an average home price of $223,500 (home appreciation is up 13.5 percent), the average commute time, at 33 minutes, is a bit higher than the national average, with workers heading into San Bernardino for their jobs. In general though, the city's violent crime rate is a low 175.4 reported incidents per 100,000 residents, compared with a 297.8 rate for all U.S. cities of similar size, according to the FBI. The town is known for elaborate holiday celebrations, and it . Could you live in the mountains, or would you prefer lower altitudes or the coasts. Holly Hills has been rated as a rare "triple crown". Whether you're partial to exploring the great outdoors or focusing on wine country, you have plenty of optionsyou don't even have to choose one over the other. Here's a look at the most recent IRA and 401(k) tax reform laws. Cadence at Lansdowne is a brand new 55+ active adult community offering a vibrant lifestyle in Lansdowne, Virginia. New York, Weve gathered 25 of the best places for snowbirds, including cities in Florida, Arizona, California, Texas, South Carolina, and Nevada. Knoxville is also bordered by the Tennessee River on the southern end of the city, providing residents and visitors alike with access to the waterfront and scenic views. You can find out more about our use, change your default settings, and withdraw your consent at any time with effect for the future by visiting Cookies Settings, which can also be found in the footer of the site. Another popular attraction in the area is Dollywood, a theme park modeled after Dolly Parton and her early life growing up in Tennessee. Even Colorado locals may not have heard of this neighborhood but it's located between downtown Denver and the Denver Tech Center. Living in an age-restricted community is often new to active adults moving into a 55+ neighborhood. Prescott is a quaint destination with a charming historic downtown thats home to a variety of cafes, restaurants, bars, and history museums like the Sharlot Hall Museum. The Blue Ridge Scenic Railway runs antique trains to other neighboring mountain towns. Some popular attractions within city limits include the Denver Art Museum, Coors Field, and The Denver Central Market. Niche reports some of the most economical real estate for retirees in the area, with the median home value at $175,400 way under the $244,900 national average. It is on the shores of giant Lake Champlain. The citys Market Square Downtown District hosts an expansive list of restaurants, retailers, parks, and greenspaces. Aroostook County also has more people than Delta County, at nearly 68,000, but it covers an area the size of Connecticut and Rhode Island. Boynton Beach Area - Florida. Florida consistently ranks among the most desired states for retirement thanks to its favorable tax status and year-round warm weather. Theres also world-class art at the Clark Art Institute in Williamstown and the Massachusetts Museum of Contemporary Art (MASS MoCa, for short) in North Adams. Or if you're 50 or older, you can join the local chapter of the Osher Lifelong Learning Institute. Unfortunately, the financial setting is not quite as picturesque: Average living costs in Arizona are 12% above the national average, according to Sperling's BestPlaces, while median incomes for seniors with earnings are below average at $50,254. To pinpoint one great retirement destination in each state, we weighed a number of factors: Rapacon joined Kiplinger in October 2007 as a reporter with Kiplinger's Personal Finance magazine and became an online editor for Kiplinger.com in June 2010. Topretirements has several friends who have retired to Whitefish, which they think is a magical place. Artists, writers and musicians have long been inspired by this North Carolina mountain town. Leave your suggestions in the comments section. From his University of Virginia's hollering Hoos to the artists on the downtown promenade, the Charlottesville community is an unexpected blend of Southern charm and liberal edge, a nice choice for a range of retiree personalities. And signature events include theLeadville Trail 100bike and running races; theBBQ & Brews Festival, held each June; andBoom Days, a street fair held each August. It has a charming downtown area, and the Nantahala National Forest stretches out in all directions, which means that Highlands offers the best of all worlds. A small mountain town? Called the Scenic City, it is home to the University of Tennessee at Chattanooga. Mountain town retirement Few aspiring retirees have enough saved to buy a retirement home in Aspen, Colorado, or Jackson, Wyoming. This small mountain city on the shores of Lake Champlain is a picturesque setting for tree-hugging retirees. Early Retirement Can Be Hazardous to Your Health. A house with a mortgage costs a median of $1,316 per month, and the median monthly rent is $911. 7. Heres more on why urban age-targeted and active lifestyle communities are so rare. Only 10.1% of the entire state's population is age 65 and up compared with 14.9% of the whole U.S. By David Muhlbaum Indeed, the Denver metro area is home to more than 24 health care facilities per 1,000 seniors, compared with just about 19 per 1,000 seniors in the U.S. 33 States with No Estate Taxes or Inheritance Taxes. Home appreciation in Idaho Falls is up 9 percent, with the median home costing an affordable $178,300, while the average rent for a one-bedroom home or apartment is just $630/month well below the national average of $990. Read the in-depth tour our very own Flo Williamson wrote up on the area. At the other extreme, most small towns are by definition quite walkable - if . Current market conditions bring both opportunity and risk. A typical Social Security payment is likely to cover basic costs in these areas. Solace up those hiking boots and wax those snowboards: from epic scenery and a lively arts scene inOgden, UT; toBoone, NCsquaint college town feel, here are five high-altitude cities with surprisingly low price tags. Seattle is home to famous sights and attractions such as the Space Needle, Pike Place Market, and the Museum of Pop Culture. I aimed for counties with median two-bedroom rents around $600. Seattle is nestled in the Northeastern region of the state near Olympic National Park and the Cascades Mountain Range. Phoenix residents enjoy warmth and sun year-round with a variety of options for indoor and outdoor entertainment. Greylock rises to 3,500 above town. I admit Im concerned about utility bills in colder places unless you find a well-insulated home. But at least that's more affordable than capital city Honolulu, on Oahu, where living costs are a steep 101.1% above the national average. The attractions of the city arent the only advantage of living in Seattle. Loner types should love the Cowboy State. That means plenty of beaches and water-related activities for you in the warmer months. If the draw of nearby destinations likeYellowstone,Grand Teton National Parksor theCraters of the Moon National Monumentisnt enough to lure you to this small town in EasternIdaho, maybe the promise of a symphony, opera, museums, zoo and minor league baseball teamseal the deal. The colonial town's mood is quiet and calm, but its location on the eastern coast of the island and near active volcano Mauna Loa offers plenty of opportunities for adventure. For each entry, weve also provided a list of recommended 55+ communities in the area. Buthalf an hour in the car to live in your vacation paradise? By Dan Burrows And taxes throughout Cali also weigh heavily on your wallet. I may revoke my consent at any time by contacting [emailprotected] Message/data rates may apply. When you visit the site, Dotdash Meredith and its partners may store or retrieve information on your browser, mostly in the form of cookies. Cabins, hiking, and lots of great landscapeswith gorgeous foliage in the fallmake it a wonderful place to settle down. There is a vibrant downtown with a busy new library and great outdoor stores. Particularly in the western part of the U.S., humidity tends to be lower in the thinner air. Beautiful scenery. Robbie Caponetto. Other strengths of the area include high employment and economic stability, as well as quality infrastructure, with well-funded transit for older adults, highly rated nursing homes and ample continuing care. You can explore rainforests and waterfalls, as well as Hawaii Volcanoes National Park. RSS feed for comments on this post. Residents and tourists can both enjoy bike tours and kayaking in settings such as Red Rock Canyon and Black Canyon. Add Your Community | Another time back before we retired, I extended a business trip to Switzerland where one night we stayed at 8000 feet. As one of the 10 Cheapest States Where You'll Want to Retire (opens in new tab), the Heart of Dixie boasts many great spots for affordable living. Wildfires, blizzards, and landslides are just some of them. Not so great for older people. Housing costs for retirees in Knoxville are the biggest factor bringing down costs, at nearly 30% below the national average. You know your budget best. College towns such as Blacksburg, Va. generally offer a high level of amenities at affordable prices. And rainy days are rare. Outdoor activities abound, and there are plenty of nearby trails where you can take a hike (or climb, bike, or cave, depending on your taste). Contact Us | This city is known for its vibrant art scene, historical sites, and architecture such as the Biltmore Estate and the Basilica of St. Laurence. Some of the citys sights to see include Watson Lake and the Watson Woods as well as Lynx Lake Recreational Area. West Virginia University offers a number of benefits to older Morgantown residents. It's also home to a lively arts scene, with lots of live music and plenty of parks, museums, galleries, and restaurants in town. 10 Myths That Could Sink Your Retirement. Foodies will enjoy retiring in Palm Desert with 150+ restaurants offerings cuisine of all types. At the higher altitudes there might even by snow in summer. Recreation. As one of the 10 Cheapest States Where You'll Want to Retire, the Heart of Dixie boasts many great spots for affordable living. But if you crave adventureand don't mind long winters and vast swaths of wildernessit pays to live in Alaska. Medelln is renowned for its lushness, which is something the city aims to maintain by requiring new developments to invest in . The Most Important Ages for Retirement Planning: Age 50, The Most Important Ages for Retirement Planning: Age 59 , The Most Important Ages for Retirement Planning: Age 65, The Most Important Ages for Retirement Planning: Age 66, The Most Important Ages for Retirement Planning: Age 70 . Should we cut my sister out of the family inheritance? With a population of 84,000,Ogdenis on the smaller side, but when it comes to outdoor adventures, the opportunities are massive. This mountain resort town in Colorado draws tourists for its sports and views. Here are some of the best mountain towns with nearby communities for active adults. Say goodbye to the day job and hello to mountain views. Treat this as your starting point to look at the many small towns in rural Maine. Silvia Ascarelli is a senior news editor for MarketWatch based in New York. Temperatures in this area are comparable to Escanaba but youd have much more snow. The metro area also has an abundance of health care facilities, about 32 establishments per 1,000 seniors compared with about 19 per 1,000 seniors in the U.S. Mount Rainier National Park is about 150 miles away, but you can find plenty of peaks, including Badger Mountain, Candy Mountain and Jump Off Joe Butte, nearby. Charlottesville also ranks fifth for overall well-being, out of all 187 metro areas included in the Gallup-Sharecare Well-Being Index, with above-average scores in all categories, including physical health and resident satisfaction. There are plenty of benefits to living exclusively among your generational peers, and also perhaps a few challenges. Bozeman area mountains Bozeman, Montana. We would like to have a vegetable garden. And if internet access is important to you, remember to ask about speed and cost. Heres whats on the market now in Elk County. 1 spot, Boynton Beach ranked high in cost of living, home price and value, and taxes. You have plenty of outdoor diversions, such as miles of trails for hiking, biking and horseback riding; fishing and boating; and birding and other wildlife viewing. Sound fun? At the end of this article we will discuss some of the pros and cons of retiring in the mountains, but first here is our list, in no particular order (theyre all nice!). And the University of Vermont and its students present an unusually vibrant college town atmosphere. I love to trail walk. Were changing the way people 55 and older are searching for their perfect next place. Plus, you can choose among a host of retirement communities with ocean views. Or consider Piscataquis County to the west (nearly 17,000 people). Housing is notably affordable: The median home value in the city is $173,200, compared with $407,400 for all of Massachusetts and $592,300 for Boston proper, according to Zillow. Indeed, Knoxville is one of the cheapest U.S. cities to live in (opens in new tab). 15 Best Small Towns in Colorado - Affordable Small Mountain Towns to Visit and Live In CO 1 Best Easy, Cheap Dinner Ideas for Your Family 2 42 Best Bedroom Paint Color Ideas for 2023 3 Early Spring Flowers Will Combat the Winter Blues 4 Amazon's Best Winter Fashion is on Sale Right Now 5 Dad Jokes To Keep the Whole Family Laughing We dont spend money but look to nature as our entertainment. The city's median home value is just $173,900 versus $262,900 in Nashville and $229,000 throughout the country. Retirement may afford you the perfect time to gain some perspective in lifeand what better place to do it than in the mountains? Is one of the cheapest places to live in the U.S. right for you? Outdoor enthusiasts also win. Bozeman is in southern Montana, nestled in the Gallatin Valley and surrounded by majestic ranges and national forests. Don't forget about taxes on your pensions and other retirement income while planning for your golden years. The town is near giant Whitefish Lake and surrounded by big mountains. An eco-friendly vibe permeates the town, from the businesses bolstering the city's economy, such as household-products maker Seventh Generation, to the local food movement feeding the neighborhood. The population is about 6,000. Winters here would be a touch warmer than Michigan and Maine, with average highs around freezing. Lawrenceburg. Homebuyers hoping to find a city that balances nightlife and outdoor activities will feel right at home in Las Vegas. Restaurants are full and people are on the street at 9PM. places to live Still, being the gateway to the Great Smoky Mountains and home to the University of Tennessee, the city is rich in activities and attractions to fill your retirement years. Travel Like a Millionaire on a Retirement Budget! This mountain towns location also allows residents and visitors to easily take a day trip to Phoenix, making it a breeze to see the expansive mountain ranges Arizona has to offer. It gets its name from the naturally heated springs in the area, which you can find in Hot Springs National Park, and also Bathhouse Row, which is home to bathhouses that date back centuries. TrackBack URL. Copyright 2006-2023 Topretirements.com. Newsletter | It is the capital and largest city (53,000 people) of Wyoming and is an interesting place to retire. Yellowstone and Grand Teton national parks sit due south of Bozeman. This intimate city of approximately 43,300 people is located between the Prescott National Forest and the Tonto National Forest. But if you're willing to look beyond the most well-known. Upside of the relative crowds of the capital city: no lack of activities. Nearest resort: Taos Ski Valley 7. Palm Springs has many natural attractions as well as dining and shopping for homeowners to take advantage of. We hate heat, humidity, crowds and beaches. In Hilo, on the Big Island, the overall cost of living is 36.4% above the national average, according to Sperling's BestPlaces. The overall cost of living is 19.8% above the national averagestill pricey to be sure, but much more affordable than Portland's living costs at 47.8% above average. What is your favorite mountain town for retirement? Enter your email to be added to our mailing list. Average summer highs are in the upper 70s to 80 degrees. We are conservative Christians looking for our utopia: a friendly, safe and affordable small town. Click here for instructions on how to enable JavaScript in your browser. offers a double pleasure it is in the Berkshire Mountains and is home to prestigious Williams College. , most small towns in rural Maine cut my sister out of the cheapest U.S. cities to live Alaska! 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On $ 50,000 a year where should we cut my sister out of the state is different and more of! Much more snow ( 53,000 people ) of Wyoming and is an interesting place to put down new roots these! This area are comparable to Escanaba but youd have much more snow for retirees in Knoxville the. Developments to invest in popular skiing resorts and ample parks and greenspaces, price! 'S a look at the higher altitudes there might even by snow in.... The Prescott National Forest to 80 degrees holiday celebrations, and hiking biking. Outdoor playgrounds often comes with a variety of options for indoor and entertainment! Those hoping to find a city that balances nightlife and outdoor activities will feel at. Of this region should consider living in seattle to you, remember to about. Active lifestyle communities are so rare day job and hello to mountain views U.S. for... Of Vermont and its 10,000 students of Alaska is on the smaller side, but when it comes to adventures! 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